Hard credit inquiries stay on your credit report for a maximum of 2 years but there is a lot of other factors involved as to how long does credit inquiry stay on your credit report which I will explain below.
Hard inquiries –by a relevant business offering you some form of asset, business, product or service. These inquiries are placed on your credit profile and deleted after two years. In some cases, these inquiries are not a.
Hard inquiries will stay on your credit report for 2 years from the date of the inquiry. Now you can take certain steps to dispute a "hard" inquiry but remember inquiries are the least important items to remove from a credit report compared to other items such as missed payments, collections and charge offs.
However, you probably don’t want to get rid of your cards entirely, because you need to develop a positive payment history to build credit. Furthermore, sometimes it makes sense to put large purchases.
Hard inquiries will usually cause a credit score to drop by no more than 10 points (usually a drop of 3-5 points is standard), but this depends on a number of factors such as: the number of other recent hard inquiries, length of credit history, number of open accounts, average age of accounts, etc etc.
At least one account that had been reported to the credit bureaus within the past six months. No indication of deceased on the credit report. (This shouldn’t. However, this only matters for "hard".
Multiple hard inquiries can negatively affect your credit score because it indicates that you’re looking for credit. How long hard inquiries remain on your credit report. As I mentioned before, hard inquiries can remain on your credit report for up to 2 years. However, I’ve seen them fall off after 12 months.
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Hard inquiries are inquiries by creditors who’ve requested your report after you’ve applied for credit with them. These inquiries stay on your report for two years. Too many inquires, which are generated when you apply for credit, can be viewed as negative and hurt your credit score.