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Factors that can Help you Buy a House with Bad Credit Making a Large Downpayment. Saving up for a larger down payment can increase your chances of buying a house if you have bad credit. A large downpayment reduces the loan-to-value ratio making the loan less of a risk to the mortgage lender.
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While bad credit can stymie your mortgage application, there are ways to gain approval. Here are tips on how to buy a house with bad credit. Homebuying is always an ordeal.
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